The Terms and Conditions page outlines the rules and guidelines for using CapitalNest's website and services. By applying for a loan with CapitalNest, you agree to the following terms and conditions:

1. Loan Eligibility

To qualify for a loan, the borrower must:

• Be at least 18 years of age.
• Provide valid identification and proof of income.
• Meet the agency’s credit assessment criteria.
• Agree to the loan repayment terms and sign the loan agreement.

2. Loan Application

• Submission of an application does not guarantee loan approval.
• The agency reserves the right to approve or reject applications at its sole discretion.
• False or misleading information will lead to automatic disqualification and possible legal action.

3. Interest Rates and Fees

• Interest rates are fixed or variable, as specified in the loan agreement.
• Additional fees may include processing fees, late payment penalties, and administrative charges.
• All applicable fees will be disclosed before the loan is disbursed.

4. Loan Repayment

• Repayment terms (amount, frequency, and duration) will be detailed in the loan agreement.
• Payments must be made on or before the due date.
• Late payments may attract penalties and negatively impact the borrower’s credit rating.

5. Default and Recovery

• A loan is considered in default if repayment is overdue by the deadline.
• In case of default, the agency reserves the right to:
  • Initiate recovery actions.
  • Report the default to credit bureaus.
  • Take legal action to recover the outstanding amount.

6. Use of Loan Funds

• The borrower must use the funds strictly for the purpose stated in the loan application.
• Misuse of funds may lead to cancellation of the loan and immediate repayment.

7. Data Privacy

• CapitalNest will collect and use personal data in accordance with applicable data protection laws.
• Information may be shared with credit bureaus or third-party service providers for credit assessment and recovery purposes.

8. Amendments

• CapitalNest reserves the right to amend these terms and conditions at any time.
• Borrowers will be notified of any material changes in advance.

9. Governing Law

• These terms shall be governed by and construed in accordance with the laws of [Jurisdiction/Country].

10. Contact Information

For inquiries, contact:
CapitalNest
Email: support@capitalnest.eu
Phone: +33. 0757755171

By signing the loan agreement or accepting disbursement of funds, the borrower confirms that they have read, understood, and agreed to these Terms and Conditions.